Appreciation for MSAs:.

Comparing the real estate investment appreciation rates between a MSAs and their state can give you a lot of insight.
The state appreciation level can be a good benchmark for comparing an individual MSAs perfomance.

If we analyze Santa Cruz Watsonville, California MSA appreciation it was + 41.92% (+ 10.48% yearly) from 2000 to 2003.

During the same time period, CA had + 57.14% (+ 14.29% yearly). From 2000 to 2003, California outperformed the individual Santa Cruz Watsonville, California MSA. Do your research to try and determine why this MSA did not perform as well as the rest of the state.

Santa-Cruz-Watsonville-CA

YearQuarterPrice IndexQuarter Increase or DecreaseAnnualized
2000 2 163.55 + 7.07% + 28.28%
2000 3 172.76 + 5.63% + 22.53%
2000 4 179.9 + 4.13% + 16.53%
2001 1 186.71 + 3.79% + 15.14%
2001 2 192.51 + 3.11% + 12.43%
2001 3 193.32 + 0.42% + 1.68%
2001 4 192.02 - 0.67% - 2.69%
2002 1 195.44 + 1.78% + 7.12%
2002 2 199.59 + 2.12% + 8.49%
2002 3 203.35 + 1.88% + 7.54%
2002 4 206.13 + 1.37% + 5.47%
2003 1 207.54 + 0.68% + 2.74%
2003 2 209.07 + 0.74% + 2.95%
2003 3 211.16 + 1.00% + 4.00%
2003 4 216.79 + 2.67% + 10.66%


If you feel like property in this area is good for investment, you may want to consider looking at some fixer up properties to rehab. Rehabbing proeprty can help maximize your profits since you can usually buy a house that needs work at a reduced price. If you want information on a Hard Money Rehab Loan in Aptos, California click on Spec-Loan.com. The right financing can make all the difference when rehabbing property. Not all lenders will allow you to purchase a home that needs work. Make sure you look at all of the appreciation data we have for Santa Cruz Watsonville, California.

If you were going to do a Aptos, California Refinance, or Aptos, California Reverse Mortgages, you could estimate your home value.

If you knew your Aptos, California home was worth $103,000.00 in 2000, you could multiply by + 41.92%, add the gain and see the home should be worth $146,182.45 in 2003. Home value is an important part of every mortgage transaction.


Average YEARLY Real Estate Appreciation for Santa-Cruz-Watsonville-CA from 2000 to 2003:
+ 10.48%

Appreciation Comparisons

For a 4 year period, the top 5 performing MSAs of all time are Bakersfield-CA, Fresno-CA, Madera-CA, Riverside-San-Bernardino-Ontario-CA, and Bakersfield-CA .

  1. Bakersfield-CA increased +116.36% from 2002 thru 2005
  2. Fresno-CA increased +116.09% from 2002 thru 2005
  3. Madera-CA increased +114.32% from 2002 thru 2005
  4. Riverside-San-Bernardino-Ontario-CA increased +112.60% from 2002 thru 2005
  5. Bakersfield-CA increased +110.89% from 2003 thru 2006

The worst perfoming MSAs ever for a 4 year period, were Lafayette-LA, Grand-Junction-CO, Lafayette-LA, Casper-WY, and Casper-WY .

  1. Lafayette-LA lost - 34.71% from 1985 to 1988
  2. Grand-Junction-CO lost - 34.70% from 1982 thru 1985
  3. Lafayette-LA lost - 34.44% from 1984 thru 1987
  4. Casper-WY lost - 34.10% from 1983 thru 1986
  5. Casper-WY lost - 32.07% from 1984 thru 1987

Zip Code in MSA: 95003 - APTOS, CA

MSA Pop: 251584
Zip Pop: 24225
Avg Value: 414600
County: SANTA CRUZ
Elev: 17
Region: West
Lat: 36.99264
Long: -121.87674