Appreciation for MSAs:.

The first way to get a handle on an areas appreciation for a period is to compare it to the rest of the state.

In this case Santa Cruz Watsonville, California MSA appreciated + 41.93% (+ 20.97% yearly) for the period between 1999 and the end of 2000.

The state had + 20.98% total appreciation (+ 10.49% yearly). The Santa Cruz Watsonville, California MSA outperformed the state. When an MSA outperforms the state, it shows that something in this area happened to increase real estate growth. The are the conditions you look to replicate as an investor.

Santa-Cruz-Watsonville-CA

YearQuarterPrice IndexQuarter Increase or DecreaseAnnualized
1999 2 130.85 + 3.23% + 12.94%
1999 3 138.79 + 6.07% + 24.27%
1999 4 145.88 + 5.11% + 20.43%
2000 1 152.75 + 4.71% + 18.84%
2000 2 163.55 + 7.07% + 28.28%
2000 3 172.76 + 5.63% + 22.53%
2000 4 179.9 + 4.13% + 16.53%


Lets look at Aptos, California, a city located in Santa Cruz Watsonville, California MSA.

Appreciation is an important to real estate investors who rehab and flip properties. If you feel appreciation rates are good in this area there may be a good opportunity to flip houses. To learn more about Hard Money Real Estate Loans check out Spec-Loan.com

If you were going to do a Aptos, California Refinance, or Aptos, California Reverse Mortgages, you could estimate your home value.

If you knew your Aptos, California home was worth $99,000.00 in 1999, you could multiply by + 41.93%, add the gain and see the home should be worth $140,513.61 in 2000. Home value is an important part of every mortgage transaction.


Average YEARLY Real Estate Appreciation for Santa-Cruz-Watsonville-CA from 1999 to 2000:
+ 20.97%

Appreciation Comparisons

The worst 5 MSAs from 1999 to 2000 were Midland-TX, Coeur-d'Alene-ID, Wenatchee-WA, Lewiston-ID-WA, and Lawton-OK .

  1. Midland-TX decreased by - 2.50% between 1999 and 2000
  2. Coeur-d'Alene-ID decreased by - 2.19% between 1999 and 2000
  3. Wenatchee-WA decreased by - 1.05% between 1999 and 2000
  4. Lewiston-ID-WA decreased by - 0.85% between 1999 and 2000
  5. Lawton-OK decreased by - 0.79% between 1999 and 2000

For a 2 year period, the top 5 performing MSAs of all time are Fort-Walton-Beach-Crestview-Destin-FL, Naples-Marco-Island-FL, Bakersfield-CA, Visalia-Porterville-CA, and Phoenix-Mesa-Scottdale-AZ .

  1. Fort-Walton-Beach-Crestview-Destin-FL increased + 64.61% from 2004 thru 2005
  2. Naples-Marco-Island-FL increased + 64.37% from 2004 thru 2005
  3. Bakersfield-CA increased + 63.04% from 2004 thru 2005
  4. Visalia-Porterville-CA increased + 62.28% from 2004 thru 2005
  5. Phoenix-Mesa-Scottdale-AZ increased + 60.78% from 2004 thru 2005

The worst perfoming MSAs ever for a 2 year period, were Honolulu-HI, Casper-WY, Grand-Junction-CO, Lafayette-LA, and Anchorage-AK .

  1. Honolulu-HI lost - 49.13% from 1980 to 1981
  2. Casper-WY lost - 27.70% from 1986 thru 1987
  3. Grand-Junction-CO lost - 26.25% from 1984 thru 1985
  4. Lafayette-LA lost - 25.36% from 1986 thru 1987
  5. Anchorage-AK lost - 24.89% from 1986 thru 1987

Zip Code in MSA: 95001 - APTOS, CA

MSA Pop: 251584
Zip Pop: 0
Avg Value: 0
County: SANTA CRUZ
Elev: 17
Region: West
Lat: 36.97902
Long: -121.89798