Appreciation for MSAs:.

Before we disect the appreciation within the MSA for this period, lets consider how Santa Cruz Watsonville, California did compared to the state as a whole.

The Santa Cruz Watsonville, California MSA property value change was + 10.04% (+ 3.35% yearly).

All of the property in CA averaged + 6.37% change in value (+ 2.12% yearly).

Santa-Cruz-Watsonville-CA

YearQuarterPrice IndexQuarter Increase or DecreaseAnnualized
1995 2 100.04 + 0.04% + 0.16%
1995 3 101.26 + 1.22% + 4.88%
1995 4 100.81 - 0.44% - 1.78%
1996 1 102.2 + 1.38% + 5.52%
1996 2 100.87 - 1.30% - 5.21%
1996 3 100.37 - 0.50% - 1.98%
1996 4 102.15 + 1.77% + 7.09%
1997 1 103.38 + 1.20% + 4.82%
1997 2 104.8 + 1.37% + 5.49%
1997 3 109.08 + 4.08% + 16.34%
1997 4 110.04 + 0.88% + 3.52%


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If you were going to do a Aptos, California Refinance, or Aptos, California Reverse Mortgages, you could estimate your home value.

If you knew your Aptos, California home was worth $92,000.00 in 1995, you could multiply by + 10.04%, add the gain and see the home should be worth $101,236.80 in 1997. Home value is an important part of every mortgage transaction.


Average YEARLY Real Estate Appreciation for Santa-Cruz-Watsonville-CA from 1995 to 1997:
+ 3.35%

Appreciation Comparisons

The top 5 performing MSAs from 1995 to 1997 were Bay-City-MI, Ogden-Clearfield-UT, Salt-Lake-City-UT, Battle-Creek-MI, and Portland-Vancouver-Beaverton-OR-WA .

  1. Bay-City-MI increased + 25.65% from 1995 to the end of 1997
  2. Ogden-Clearfield-UT increased + 25.40% from 1995 to the end of 1997
  3. Salt-Lake-City-UT increased + 24.43% from 1995 to the end of 1997
  4. Battle-Creek-MI increased + 24.38% from 1995 to the end of 1997
  5. Portland-Vancouver-Beaverton-OR-WA increased + 23.69% from 1995 to the end of 1997

For a 3 year period, the top 5 performing MSAs of all time are Bakersfield-CA, Visalia-Porterville-CA, Fort-Walton-Beach-Crestview-Destin-FL, Madera-CA, and Palm-Bay-Melbourne-Titusville-FL .

  1. Bakersfield-CA increased + 93.72% from 2003 thru 2005
  2. Visalia-Porterville-CA increased + 88.65% from 2003 thru 2005
  3. Fort-Walton-Beach-Crestview-Destin-FL increased + 87.85% from 2003 thru 2005
  4. Madera-CA increased + 85.39% from 2003 thru 2005
  5. Palm-Bay-Melbourne-Titusville-FL increased + 85.00% from 2003 thru 2005

Zip Code in MSA: 95003 - APTOS, CA

MSA Pop: 251584
Zip Pop: 24225
Avg Value: 414600
County: SANTA CRUZ
Elev: 17
Region: West
Lat: 36.99264
Long: -121.87674