Appreciation for MSAs:.

Let's start by comparing Florence Muscle Shoals, Alabama to the rest of the state. This will give us an idea if the appreciation here was isolated or happened across the state.

We have appreciattion of + 12.72% (+ 3.18% yearly) for the Florence Muscle Shoals, Alabama MSA.

The entire state of AL had + 22.73% appreciation (+ 5.68% yearly). The state average for Alabama was higher than the real estate appreciation in the Florence Muscle Shoals, Alabama MSA. This means the conditions in the MSA for real estate investment were worse by + 78.77%.

Florence-Muscle-Shoals-AL

YearQuarterPrice IndexQuarter Increase or DecreaseAnnualized
2002 2 117.53 - 1.94% - 7.74%
2002 3 119.77 + 1.91% + 7.62%
2002 4 121.83 + 1.72% + 6.88%
2003 1 122.73 + 0.74% + 2.95%
2003 2 124.06 + 1.08% + 4.33%
2003 3 124.52 + 0.37% + 1.48%
2003 4 123.26 - 1.01% - 4.05%
2004 1 124.76 + 1.22% + 4.87%
2004 2 125.03 + 0.22% + 0.87%
2004 3 128.54 + 2.81% + 11.23%
2004 4 129.33 + 0.61% + 2.46%
2005 1 130.21 + 0.68% + 2.72%
2005 2 129.9 - 0.24% - 0.95%
2005 3 133.99 + 3.15% + 12.59%
2005 4 135.09 + 0.82% + 3.28%


There are a lot of ways to use the appreciation data for Florence Muscle Shoals, Alabama .

Lets look at Cloverdale, Alabama, a city located in Florence Muscle Shoals, Alabama MSA.

Appreciation is an important factor in flipping properties. If appreciation rates are good this area may be prime for fixing up and flipping houses. If you need information on Hard Money Rehab Loans in Cloverdale, Alabama check out Spec-Loan.com

If you were going to do a Cloverdale, Alabama Refinance, or Cloverdale, Alabama Reverse Mortgages, you could estimate your home value.

If you knew your Cloverdale, Alabama home was worth $107,000.00 in 2002, you could multiply by + 12.72%, add the gain and see the home should be worth $120,606.01 in 2005. Home value is an important part of every mortgage transaction.


Average YEARLY Real Estate Appreciation for Florence-Muscle-Shoals-AL from 2002 to 2005:
+ 3.18%

Appreciation Comparisons

The worst 5 MSAs from 2002 to 2005 were Lafayette-IN, Burlington-NC, Anderson-IN, Jonesboro-AR, and Fort-Wayne-IN .

  1. Lafayette-IN only increased + 6.22% between 2002 and 2005
  2. Burlington-NC only increased + 6.40% between 2002 and 2005
  3. Anderson-IN only increased + 8.50% between 2002 and 2005
  4. Jonesboro-AR only increased + 8.86% between 2002 and 2005
  5. Fort-Wayne-IN only increased + 9.30% between 2002 and 2005

For a 4 year period, the top 5 performing MSAs of all time are Bakersfield-CA, Fresno-CA, Madera-CA, Riverside-San-Bernardino-Ontario-CA, and Bakersfield-CA .

  1. Bakersfield-CA increased +116.36% from 2002 thru 2005
  2. Fresno-CA increased +116.09% from 2002 thru 2005
  3. Madera-CA increased +114.32% from 2002 thru 2005
  4. Riverside-San-Bernardino-Ontario-CA increased +112.60% from 2002 thru 2005
  5. Bakersfield-CA increased +110.89% from 2003 thru 2006

The worst perfoming MSAs ever for a 4 year period, were Lafayette-LA, Grand-Junction-CO, Lafayette-LA, Casper-WY, and Casper-WY .

  1. Lafayette-LA lost - 34.71% from 1985 to 1988
  2. Grand-Junction-CO lost - 34.70% from 1982 thru 1985
  3. Lafayette-LA lost - 34.44% from 1984 thru 1987
  4. Casper-WY lost - 34.10% from 1983 thru 1986
  5. Casper-WY lost - 32.07% from 1984 thru 1987

Zip Code in MSA: 35617 - CLOVERDALE, AL

MSA Pop: 141499
Zip Pop: 0
Avg Value: 0
County: LAUDERDALE
Elev: 506
Region: South
Lat: 34.938611
Long: -87.771389