Appreciation for MSAs:.

The first way to get a handle on an areas appreciation for a period is to compare it to the rest of the state.

In this case Cumberland, Maryland, West Virginia MSA appreciated + 16.38% (+ 3.28% yearly) for the period between 1999 and the end of 2003.

The state had + 49.22% total appreciation (+ 9.84% yearly). The state average for Maryland was higher than the real estate appreciation in the Cumberland, Maryland, West Virginia MSA. This shows that something happened in this area to cause it to underperform. If you can identify the cause during these years, you can learn to avoid it. The state appreaciated +200.54% faster than this MSA.

Cumberland-MD-WV

Detailed Quarterly Appreciation is Available on Periods Less than 4 Years Only
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2000-2003 Quarterly Detailed Appreciation


Some of the ways peope use our appreciation data for Cumberland, Maryland, West Virginia include real estate investment .

Lets look at Cumberland, Maryland, a city located in Cumberland, Maryland, West Virginia MSA.

Appreciation is an important factor in fixing/rehabbing and flipping properties. If appreciation rates are good this area may be prime. If you need information on a Hard Money Rehab Loan in Maryland check out Spec-Loan.com

If you were going to do a Cumberland, Maryland Refinance, or Cumberland, Maryland Reverse Mortgages, you could estimate your home value.

If you knew your Cumberland, Maryland home was worth $102,000.00 in 1999, you could multiply by + 16.38%, add the gain and see the home should be worth $118,705.26 in 2003. Home value is an important part of every mortgage transaction.


Average YEARLY Real Estate Appreciation for Cumberland-MD-WV from 1999 to 2003:
+ 3.28%

Appreciation Comparisons

The worst 5 MSAs from 1999 to 2003 were Ogden-Clearfield-UT, Provo-Orem-UT, Logan-UT-ID, Florence-Muscle-Shoals-AL, and Fayetteville-NC .

  1. Ogden-Clearfield-UT only increased + 5.34% between 1999 and 2003
  2. Provo-Orem-UT only increased + 8.03% between 1999 and 2003
  3. Logan-UT-ID only increased + 8.08% between 1999 and 2003
  4. Florence-Muscle-Shoals-AL only increased + 8.72% between 1999 and 2003
  5. Fayetteville-NC only increased + 8.89% between 1999 and 2003

For a 5 year period, the top 5 performing MSAs of all time are San-Jose-Sunnyvale-Santa-Clara-CA, Worcester-MA, Fresno-CA, Madera-CA, and Yuba-City-CA .

  1. San-Jose-Sunnyvale-Santa-Clara-CA increased +139.57% from 1976 thru 1980
  2. Worcester-MA increased +138.82% from 1982 thru 1986
  3. Fresno-CA increased +137.23% from 2001 thru 2005
  4. Madera-CA increased +136.99% from 2001 thru 2005
  5. Yuba-City-CA increased +136.08% from 2001 thru 2005

The worst perfoming MSAs ever for a 5 year period, were Casper-WY, Lafayette-LA, Lafayette-LA, Grand-Junction-CO, and Anchorage-AK .

  1. Casper-WY lost - 42.34% from 1983 to 1987
  2. Lafayette-LA lost - 39.59% from 1983 thru 1987
  3. Lafayette-LA lost - 37.20% from 1984 thru 1988
  4. Grand-Junction-CO lost - 30.66% from 1982 thru 1986
  5. Anchorage-AK lost - 30.21% from 1985 thru 1989

Zip Code in MSA: 21502 - CUMBERLAND, MD

MSA Pop: 100815
Zip Pop: 44053
Avg Value: 72100
County: ALLEGANY
Elev: 641
Region: South
Lat: 39.596959
Long: -78.834511