Appreciation for MSAs:.

Real Estate Investing is all about property appreciation. Understanding Real Estate Appreication is to a real estate investor what reading a profit and loss is to a corporate CEO. Once you understand appreication and the trends that drive it, you can begin to make better decisions on real estate investing.

  • Cumberland, Maryland, West Virginia: + 6.08%
  • State of MD: + 11.69%
  • Difference: - 47.99%

Cumberland-MD-WV

YearQuarterPrice IndexQuarter Increase or DecreaseAnnualized
1998 2 103.1 - 0.48% - 1.93%
1998 3 104.37 + 1.23% + 4.93%
1998 4 109.67 + 5.08% + 20.31%
1999 1 107.28 - 2.18% - 8.72%
1999 2 108.81 + 1.43% + 5.70%
1999 3 104.83 - 3.66% - 14.63%
1999 4 104.64 - 0.18% - 0.72%
2000 1 106.18 + 1.47% + 5.89%
2000 2 103.37 - 2.65% - 10.59%
2000 3 107.6 + 4.09% + 16.37%
2000 4 109.9 + 2.14% + 8.55%


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If you were going to do a Cumberland, Maryland Refinance, or Cumberland, Maryland Reverse Mortgages, you could estimate your home value.

If you knew your Cumberland, Maryland home was worth $98,000.00 in 1998, you could multiply by + 6.08%, add the gain and see the home should be worth $103,959.46 in 2000. Home value is an important part of every mortgage transaction.


Average YEARLY Real Estate Appreciation for Cumberland-MD-WV from 1998 to 2000:
+ 2.03%

Appreciation Comparisons

The top 5 performing MSAs from 1998 to 2000 were San-Jose-Sunnyvale-Santa-Clara-CA, Santa-Cruz-Watsonville-CA, Santa-Rosa-Petaluma-CA, Salinas-CA, and Napa-CA .

  1. San-Jose-Sunnyvale-Santa-Clara-CA increased + 60.41% from 1998 to the end of 2000
  2. Santa-Cruz-Watsonville-CA increased + 58.08% from 1998 to the end of 2000
  3. Santa-Rosa-Petaluma-CA increased + 53.83% from 1998 to the end of 2000
  4. Salinas-CA increased + 50.81% from 1998 to the end of 2000
  5. Napa-CA increased + 45.22% from 1998 to the end of 2000

Zip Code in MSA: 21502 - CUMBERLAND, MD

MSA Pop: 100815
Zip Pop: 44053
Avg Value: 72100
County: ALLEGANY
Elev: 641
Region: South
Lat: 39.596959
Long: -78.834511