Appreciation for MSAs:.

Before we disect the appreciation within the MSA for this period, lets consider how Cumberland, Maryland, West Virginia did compared to the state as a whole.

The Cumberland, Maryland, West Virginia MSA property value change was + 56.29% (+ 6.25% yearly).

All of the property in MD averaged +129.48% change in value (+ 14.39% yearly).

Cumberland-MD-WV

Detailed Quarterly Appreciation is Available on Periods Less than 4 Years Only
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2002-2005 Quarterly Detailed Appreciation
1999-2002 Quarterly Detailed Appreciation


Buying short sale properties is a real buzz right now in real estate. Short sales are created when a property is on the brink of foreclosure and the bank is willing to take a reduced payoff in order to avoid having to foreclose. If you are considering a short sale property chances are you will have to do some rehab and repair to the property. Its very important to analyze all of the historical appreciation data for the area if you are considering buying a property for investment. You can check our historical appreication data for Cumberland-MD-WV here. If you do decide to move forward with rehabbing a property and need information on a Rehab Loan in Maryland, you can do some research at Spec-Loan.com.

If you were going to do a Cumberland, Maryland Refinance, or Cumberland, Maryland Reverse Mortgages, you could estimate your home value.

If you knew your Cumberland, Maryland home was worth $102,000.00 in 1997, you could multiply by + 56.29%, add the gain and see the home should be worth $159,417.76 in 2005. Home value is an important part of every mortgage transaction.


Average YEARLY Real Estate Appreciation for Cumberland-MD-WV from 1997 to 2005:
+ 6.25%

Appreciation Comparisons

The top 5 performing MSAs from 1997 to 2005 were Salinas-CA, San-Diego-Carlsbad-San-Marcos-CA, Napa-CA, Merced-CA, and Vallejo-Fairfield-CA .

  1. Salinas-CA increased +251.65% from 1997 to the end of 2005
  2. San-Diego-Carlsbad-San-Marcos-CA increased +218.50% from 1997 to the end of 2005
  3. Napa-CA increased +217.91% from 1997 to the end of 2005
  4. Merced-CA increased +217.12% from 1997 to the end of 2005
  5. Vallejo-Fairfield-CA increased +213.81% from 1997 to the end of 2005

In contrast, the worst 5 MSAs from 1997 to 2005 were Lafayette-IN, Springfield-IL, Columbus-IN, Jonesboro-AR, and Ogden-Clearfield-UT .

  1. Lafayette-IN only increased + 22.26% between 1997 and 2005
  2. Springfield-IL only increased + 23.03% between 1997 and 2005
  3. Columbus-IN only increased + 24.75% between 1997 and 2005
  4. Jonesboro-AR only increased + 28.13% between 1997 and 2005
  5. Ogden-Clearfield-UT only increased + 28.52% between 1997 and 2005

Zip Code in MSA: 21505 - CUMBERLAND, MD

MSA Pop: 100815
Zip Pop: 0
Avg Value: 0
County: ALLEGANY
Elev: 641
Region: South
Lat: 39.66074
Long: -78.74512