Appreciation for MSAs:.

Real Estate Investing is all about property appreciation. Understanding Real Estate Appreication is to a real estate investor what reading a profit and loss is to a corporate CEO. Once you understand appreication and the trends that drive it, you can begin to make better decisions on real estate investing.

  • Cumberland, Maryland, West Virginia: + 8.44%
  • State of MD: + 7.36%
  • Difference: + 14.62%

Cumberland-MD-WV

YearQuarterPrice IndexQuarter Increase or DecreaseAnnualized
1996 2 99.4 + 3.01% + 12.02%
1996 3 95.83 - 3.59% - 14.37%
1996 4 95.56 - 0.28% - 1.13%
1997 1 99.89 + 4.53% + 18.12%
1997 2 99.64 - 0.25% - 1.00%
1997 3 99.51 - 0.13% - 0.52%
1997 4 105.9 + 6.42% + 25.69%
1998 1 103.6 - 2.17% - 8.69%
1998 2 103.1 - 0.48% - 1.93%
1998 3 104.37 + 1.23% + 4.93%
1998 4 109.67 + 5.08% + 20.31%
1999 1 107.28 - 2.18% - 8.72%
1999 2 108.81 + 1.43% + 5.70%
1999 3 104.83 - 3.66% - 14.63%
1999 4 104.64 - 0.18% - 0.72%


Some of the ways peope use our appreciation data for Cumberland, Maryland, West Virginia include real estate investment .

Lets look at Cumberland, Maryland, a city located in Cumberland, Maryland, West Virginia MSA.

Appreciation is an important factor in fixing/rehabbing and flipping properties. If appreciation rates are good this area may be prime. If you need information on a Hard Money Rehab Loan in Maryland check out Spec-Loan.com

If you were going to do a Cumberland, Maryland Refinance, or Cumberland, Maryland Reverse Mortgages, you could estimate your home value.

If you knew your Cumberland, Maryland home was worth $95,000.00 in 1996, you could multiply by + 8.44%, add the gain and see the home should be worth $103,013.47 in 1999. Home value is an important part of every mortgage transaction.


Average YEARLY Real Estate Appreciation for Cumberland-MD-WV from 1996 to 1999:
+ 2.11%

Appreciation Comparisons

The top 5 performing MSAs from 1996 to 1999 were San-Jose-Sunnyvale-Santa-Clara-CA, Santa-Cruz-Watsonville-CA, Barnstable-Town-MA, Denver-Aurora-CO, and Ann-Arbor-MI .

  1. San-Jose-Sunnyvale-Santa-Clara-CA increased + 52.03% from 1996 to the end of 1999
  2. Santa-Cruz-Watsonville-CA increased + 42.74% from 1996 to the end of 1999
  3. Barnstable-Town-MA increased + 33.97% from 1996 to the end of 1999
  4. Denver-Aurora-CO increased + 33.24% from 1996 to the end of 1999
  5. Ann-Arbor-MI increased + 31.04% from 1996 to the end of 1999

In contrast, the worst 5 MSAs from 1996 to 1999 were Honolulu-HI, Buffalo-Niagara-Falls-NY, Bakersfield-CA, Reading-PA, and Albany-Schenectady-Troy-NY .

  1. Honolulu-HI decreased by - 13.65% between 1996 and 1999
  2. Buffalo-Niagara-Falls-NY decreased by - 2.34% between 1996 and 1999
  3. Bakersfield-CA decreased by - 0.56% between 1996 and 1999
  4. Reading-PA decreased by - 0.46% between 1996 and 1999
  5. Albany-Schenectady-Troy-NY decreased by - 0.38% between 1996 and 1999

Zip Code in MSA: 21502 - CUMBERLAND, MD

MSA Pop: 100815
Zip Pop: 44053
Avg Value: 72100
County: ALLEGANY
Elev: 641
Region: South
Lat: 39.596959
Long: -78.834511