Appreciation for MSAs:.

Before we disect the appreciation within the MSA for this period, lets consider how Cumberland, Maryland, West Virginia did compared to the state as a whole.

The Cumberland, Maryland, West Virginia MSA property value change was + 24.85% (+ 2.76% yearly).

All of the property in MD averaged + 63.83% change in value (+ 7.09% yearly).

Cumberland-MD-WV

Detailed Quarterly Appreciation is Available on Periods Less than 4 Years Only
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2000-2003 Quarterly Detailed Appreciation
1997-2000 Quarterly Detailed Appreciation


There are a lot of ways to use the appreciation data for Cumberland, Maryland, West Virginia .

Lets look at Cumberland, Maryland, a city located in Cumberland, Maryland, West Virginia MSA.

Appreciation is an important factor in flipping properties. If appreciation rates are good this area may be prime for fixing up and flipping houses. If you need information on Hard Money Rehab Loans in Cumberland, Maryland check out Spec-Loan.com

If you were going to do a Cumberland, Maryland Refinance, or Cumberland, Maryland Reverse Mortgages, you could estimate your home value.

If you knew your Cumberland, Maryland home was worth $98,000.00 in 1995, you could multiply by + 24.85%, add the gain and see the home should be worth $122,353.00 in 2003. Home value is an important part of every mortgage transaction.


Average YEARLY Real Estate Appreciation for Cumberland-MD-WV from 1995 to 2003:
+ 2.76%

Appreciation Comparisons

In contrast, the worst 5 MSAs from 1995 to 2003 were Honolulu-HI, Lawton-OK, Fayetteville-NC, Springfield-IL, and El-Paso-TX .

  1. Honolulu-HI only increased + 15.79% between 1995 and 2003
  2. Lawton-OK only increased + 18.78% between 1995 and 2003
  3. Fayetteville-NC only increased + 19.63% between 1995 and 2003
  4. Springfield-IL only increased + 20.87% between 1995 and 2003
  5. El-Paso-TX only increased + 21.33% between 1995 and 2003

The worst perfoming MSAs ever for a 9 year period, were Midland-TX, Midland-TX, Lafayette-LA, Casper-WY, and Midland-TX .

  1. Midland-TX lost - 34.76% from 1982 to 1990
  2. Midland-TX lost - 32.77% from 1983 thru 1991
  3. Lafayette-LA lost - 26.59% from 1982 thru 1990
  4. Casper-WY lost - 26.42% from 1983 thru 1991
  5. Midland-TX lost - 25.57% from 1984 thru 1992

Zip Code in MSA: 21505 - CUMBERLAND, MD

MSA Pop: 100815
Zip Pop: 0
Avg Value: 0
County: ALLEGANY
Elev: 641
Region: South
Lat: 39.66074
Long: -78.74512