Appreciation for MSAs:.

Before we disect the appreciation within the MSA for this period, lets consider how Cumberland, Maryland, West Virginia did compared to the state as a whole.

The Cumberland, Maryland, West Virginia MSA property value change was + 20.55% (+ 2.57% yearly).

All of the property in MD averaged + 44.83% change in value (+ 5.60% yearly).

Cumberland-MD-WV

Detailed Quarterly Appreciation is Available on Periods Less than 4 Years Only
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1999-2002 Quarterly Detailed Appreciation
1996-1999 Quarterly Detailed Appreciation


Lets look at Cumberland, Maryland, a city located in Cumberland, Maryland, West Virginia MSA.

Appreciation is an important to real estate investors who rehab and flip properties. If you feel appreciation rates are good in this area there may be a good opportunity to flip houses. To learn more about Hard Money Real Estate Loans check out Spec-Loan.com

If you were going to do a Cumberland, Maryland Refinance, or Cumberland, Maryland Reverse Mortgages, you could estimate your home value.

If you knew your Cumberland, Maryland home was worth $97,000.00 in 1995, you could multiply by + 20.55%, add the gain and see the home should be worth $116,933.50 in 2002. Home value is an important part of every mortgage transaction.


Average YEARLY Real Estate Appreciation for Cumberland-MD-WV from 1995 to 2002:
+ 2.57%

Appreciation Comparisons

In contrast, the worst 5 MSAs from 1995 to 2002 were Honolulu-HI, Lawton-OK, Springfield-IL, El-Paso-TX, and Buffalo-Niagara-Falls-NY .

  1. Honolulu-HI only increased + 2.32% between 1995 and 2002
  2. Lawton-OK only increased + 15.76% between 1995 and 2002
  3. Springfield-IL only increased + 16.71% between 1995 and 2002
  4. El-Paso-TX only increased + 16.73% between 1995 and 2002
  5. Buffalo-Niagara-Falls-NY only increased + 18.01% between 1995 and 2002

The worst perfoming MSAs ever for a 8 year period, were Midland-TX, Midland-TX, Casper-WY, Lafayette-LA, and Lafayette-LA .

  1. Midland-TX lost - 34.76% from 1982 to 1989
  2. Midland-TX lost - 32.81% from 1983 thru 1990
  3. Casper-WY lost - 31.76% from 1983 thru 1990
  4. Lafayette-LA lost - 31.61% from 1981 thru 1988
  5. Lafayette-LA lost - 30.68% from 1982 thru 1989

Zip Code in MSA: 21504 - CUMBERLAND, MD

MSA Pop: 100815
Zip Pop: 0
Avg Value: 0
County: ALLEGANY
Elev: 641
Region: South
Lat: 39.66074
Long: -78.74529