Appreciation for MSAs:.

Before we disect the appreciation within the MSA for this period, lets consider how Cumberland, Maryland, West Virginia did compared to the state as a whole.

The Cumberland, Maryland, West Virginia MSA property value change was + 4.64% (+ 0.93% yearly).

All of the property in MD averaged + 12.24% change in value (+ 2.45% yearly).

Cumberland-MD-WV

Detailed Quarterly Appreciation is Available on Periods Less than 4 Years Only
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1996-1999 Quarterly Detailed Appreciation


Some of the ways peope use our appreciation data for Cumberland, Maryland, West Virginia include real estate investment .

Lets look at Cumberland, Maryland, a city located in Cumberland, Maryland, West Virginia MSA.

Appreciation is an important factor in fixing/rehabbing and flipping properties. If appreciation rates are good this area may be prime. If you need information on a Hard Money Rehab Loan in Maryland check out Spec-Loan.com

If you were going to do a Cumberland, Maryland Refinance, or Cumberland, Maryland Reverse Mortgages, you could estimate your home value.

If you knew your Cumberland, Maryland home was worth $94,000.00 in 1995, you could multiply by + 4.64%, add the gain and see the home should be worth $98,361.60 in 1999. Home value is an important part of every mortgage transaction.


Average YEARLY Real Estate Appreciation for Cumberland-MD-WV from 1995 to 1999:
+ 0.93%

Appreciation Comparisons

The top 5 performing MSAs from 1995 to 1999 were San-Jose-Sunnyvale-Santa-Clara-CA, Santa-Cruz-Watsonville-CA, Denver-Aurora-CO, Barnstable-Town-MA, and Battle-Creek-MI .

  1. San-Jose-Sunnyvale-Santa-Clara-CA increased + 56.64% from 1995 to the end of 1999
  2. Santa-Cruz-Watsonville-CA increased + 45.88% from 1995 to the end of 1999
  3. Denver-Aurora-CO increased + 42.15% from 1995 to the end of 1999
  4. Barnstable-Town-MA increased + 41.29% from 1995 to the end of 1999
  5. Battle-Creek-MI increased + 39.66% from 1995 to the end of 1999

For a 5 year period, the top 5 performing MSAs of all time are San-Jose-Sunnyvale-Santa-Clara-CA, Worcester-MA, Fresno-CA, Madera-CA, and Yuba-City-CA .

  1. San-Jose-Sunnyvale-Santa-Clara-CA increased +139.57% from 1976 thru 1980
  2. Worcester-MA increased +138.82% from 1982 thru 1986
  3. Fresno-CA increased +137.23% from 2001 thru 2005
  4. Madera-CA increased +136.99% from 2001 thru 2005
  5. Yuba-City-CA increased +136.08% from 2001 thru 2005

Zip Code in MSA: 21502 - CUMBERLAND, MD

MSA Pop: 100815
Zip Pop: 44053
Avg Value: 72100
County: ALLEGANY
Elev: 641
Region: South
Lat: 39.596959
Long: -78.834511