Appreciation for MSAs:.

The first way to get a handle on an areas appreciation for a period is to compare it to the rest of the state.

In this case Cincinnati Middletown, Ohio, Kentucky, Indiana MSA appreciated + 8.55% (+ 4.27% yearly) for the period between 1999 and the end of 2000.

The state had + 6.65% total appreciation (+ 3.32% yearly). The Cincinnati Middletown, Ohio, Kentucky, Indiana MSA outperformed the state. When an MSA outperforms the state, it shows that something in this area happened to increase real estate growth. The are the conditions you look to replicate as an investor.

Cincinnati-Middletown-OH-KY-IN

YearQuarterPrice IndexQuarter Increase or DecreaseAnnualized
1999 2 120.43 + 1.30% + 5.18%
1999 3 121.28 + 0.71% + 2.82%
1999 4 121.85 + 0.47% + 1.88%
2000 1 123.9 + 1.68% + 6.73%
2000 2 125.71 + 1.46% + 5.84%
2000 3 127.39 + 1.34% + 5.35%
2000 4 129.05 + 1.30% + 5.21%


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If you were going to do a Union, Ohio Refinance, or Union, Ohio Reverse Mortgages, you could estimate your home value.

If you knew your Union, Ohio home was worth $99,000.00 in 1999, you could multiply by + 8.55%, add the gain and see the home should be worth $107,460.26 in 2000. Home value is an important part of every mortgage transaction.


Average YEARLY Real Estate Appreciation for Cincinnati-Middletown-OH-KY-IN from 1999 to 2000:
+ 4.27%

Appreciation Comparisons

For a 2 year period, the top 5 performing MSAs of all time are Fort-Walton-Beach-Crestview-Destin-FL, Naples-Marco-Island-FL, Bakersfield-CA, Visalia-Porterville-CA, and Phoenix-Mesa-Scottdale-AZ .

  1. Fort-Walton-Beach-Crestview-Destin-FL increased + 64.61% from 2004 thru 2005
  2. Naples-Marco-Island-FL increased + 64.37% from 2004 thru 2005
  3. Bakersfield-CA increased + 63.04% from 2004 thru 2005
  4. Visalia-Porterville-CA increased + 62.28% from 2004 thru 2005
  5. Phoenix-Mesa-Scottdale-AZ increased + 60.78% from 2004 thru 2005

The worst perfoming MSAs ever for a 2 year period, were Honolulu-HI, Casper-WY, Grand-Junction-CO, Lafayette-LA, and Anchorage-AK .

  1. Honolulu-HI lost - 49.13% from 1980 to 1981
  2. Casper-WY lost - 27.70% from 1986 thru 1987
  3. Grand-Junction-CO lost - 26.25% from 1984 thru 1985
  4. Lafayette-LA lost - 25.36% from 1986 thru 1987
  5. Anchorage-AK lost - 24.89% from 1986 thru 1987

Zip Code in MSA: 41091 - UNION, KY

MSA Pop: 2047333
Zip Pop: 11208
Avg Value: 176500
County: BOONE
Elev: 846
Region: South
Lat: 38.9277
Long: -84.71754