Appreciation for MSAs:.

Before we disect the appreciation within the MSA for this period, lets consider how Cincinnati Middletown, Ohio, Kentucky, Indiana did compared to the state as a whole.

The Cincinnati Middletown, Ohio, Kentucky, Indiana MSA property value change was + 8.31% (+ 4.15% yearly).

All of the property in OH averaged + 8.22% change in value (+ 4.11% yearly).

Cincinnati-Middletown-OH-KY-IN

YearQuarterPrice IndexQuarter Increase or DecreaseAnnualized
1997 2 109.86 + 1.20% + 4.79%
1997 3 111.29 + 1.30% + 5.21%
1997 4 112.36 + 0.96% + 3.85%
1998 1 113.72 + 1.21% + 4.84%
1998 2 115.11 + 1.22% + 4.89%
1998 3 116.27 + 1.01% + 4.03%
1998 4 117.58 + 1.13% + 4.51%


There are a lot of ways to use the appreciation data for Cincinnati Middletown, Ohio, Kentucky, Indiana .

Lets look at Union, Ohio, a city located in Cincinnati Middletown, Ohio, Kentucky, Indiana MSA.

Appreciation is an important factor in flipping properties. If appreciation rates are good this area may be prime for fixing up and flipping houses. If you need information on Hard Money Rehab Loans in Union, Ohio check out Spec-Loan.com

If you were going to do a Union, Ohio Refinance, or Union, Ohio Reverse Mortgages, you could estimate your home value.

If you knew your Union, Ohio home was worth $95,000.00 in 1997, you could multiply by + 8.31%, add the gain and see the home should be worth $102,893.33 in 1998. Home value is an important part of every mortgage transaction.


Average YEARLY Real Estate Appreciation for Cincinnati-Middletown-OH-KY-IN from 1997 to 1998:
+ 4.15%

Appreciation Comparisons

The top 5 performing MSAs from 1997 to 1998 were San-Jose-Sunnyvale-Santa-Clara-CA, Santa-Cruz-Watsonville-CA, San-Diego-Carlsbad-San-Marcos-CA, Gadsden-AL, and Waterloo-Cedar-Falls-IA .

  1. San-Jose-Sunnyvale-Santa-Clara-CA increased + 24.79% from 1997 to the end of 1998
  2. Santa-Cruz-Watsonville-CA increased + 20.64% from 1997 to the end of 1998
  3. San-Diego-Carlsbad-San-Marcos-CA increased + 16.27% from 1997 to the end of 1998
  4. Gadsden-AL increased + 14.96% from 1997 to the end of 1998
  5. Waterloo-Cedar-Falls-IA increased + 13.76% from 1997 to the end of 1998

For a 2 year period, the top 5 performing MSAs of all time are Fort-Walton-Beach-Crestview-Destin-FL, Naples-Marco-Island-FL, Bakersfield-CA, Visalia-Porterville-CA, and Phoenix-Mesa-Scottdale-AZ .

  1. Fort-Walton-Beach-Crestview-Destin-FL increased + 64.61% from 2004 thru 2005
  2. Naples-Marco-Island-FL increased + 64.37% from 2004 thru 2005
  3. Bakersfield-CA increased + 63.04% from 2004 thru 2005
  4. Visalia-Porterville-CA increased + 62.28% from 2004 thru 2005
  5. Phoenix-Mesa-Scottdale-AZ increased + 60.78% from 2004 thru 2005

Zip Code in MSA: 41091 - UNION, KY

MSA Pop: 2047333
Zip Pop: 11208
Avg Value: 176500
County: BOONE
Elev: 846
Region: South
Lat: 38.9277
Long: -84.71754