Appreciation for MSAs:.

Before we disect the appreciation within the MSA for this period, lets consider how Cincinnati Middletown, Ohio, Kentucky, Indiana did compared to the state as a whole.

The Cincinnati Middletown, Ohio, Kentucky, Indiana MSA property value change was + 7.66% (+ 3.83% yearly).

All of the property in OH averaged + 9.21% change in value (+ 4.61% yearly).

Cincinnati-Middletown-OH-KY-IN

YearQuarterPrice IndexQuarter Increase or DecreaseAnnualized
1995 2 101.55 + 1.55% + 6.20%
1995 3 102.89 + 1.32% + 5.28%
1995 4 103.76 + 0.85% + 3.38%
1996 1 105.29 + 1.47% + 5.90%
1996 2 105.84 + 0.52% + 2.09%
1996 3 106.4 + 0.53% + 2.12%
1996 4 107.66 + 1.18% + 4.74%


Some of the ways peope use our appreciation data for Cincinnati Middletown, Ohio, Kentucky, Indiana include real estate investment .

Lets look at Union, Ohio, a city located in Cincinnati Middletown, Ohio, Kentucky, Indiana MSA.

Appreciation is an important factor in fixing/rehabbing and flipping properties. If appreciation rates are good this area may be prime. If you need information on a Hard Money Rehab Loan in Ohio check out Spec-Loan.com

If you were going to do a Union, Ohio Refinance, or Union, Ohio Reverse Mortgages, you could estimate your home value.

If you knew your Union, Ohio home was worth $91,000.00 in 1995, you could multiply by + 7.66%, add the gain and see the home should be worth $97,970.60 in 1996. Home value is an important part of every mortgage transaction.


Average YEARLY Real Estate Appreciation for Cincinnati-Middletown-OH-KY-IN from 1995 to 1996:
+ 3.83%

Appreciation Comparisons

The worst 5 MSAs from 1995 to 1996 were Honolulu-HI, Cumberland-MD-WV, Utica-Rome-NY, Binghamton-NY, and Madera-CA .

  1. Honolulu-HI decreased by - 7.92% between 1995 and 1996
  2. Cumberland-MD-WV decreased by - 4.44% between 1995 and 1996
  3. Utica-Rome-NY decreased by - 4.03% between 1995 and 1996
  4. Binghamton-NY decreased by - 3.46% between 1995 and 1996
  5. Madera-CA decreased by - 3.21% between 1995 and 1996

For a 2 year period, the top 5 performing MSAs of all time are Fort-Walton-Beach-Crestview-Destin-FL, Naples-Marco-Island-FL, Bakersfield-CA, Visalia-Porterville-CA, and Phoenix-Mesa-Scottdale-AZ .

  1. Fort-Walton-Beach-Crestview-Destin-FL increased + 64.61% from 2004 thru 2005
  2. Naples-Marco-Island-FL increased + 64.37% from 2004 thru 2005
  3. Bakersfield-CA increased + 63.04% from 2004 thru 2005
  4. Visalia-Porterville-CA increased + 62.28% from 2004 thru 2005
  5. Phoenix-Mesa-Scottdale-AZ increased + 60.78% from 2004 thru 2005

The worst perfoming MSAs ever for a 2 year period, were Honolulu-HI, Casper-WY, Grand-Junction-CO, Lafayette-LA, and Anchorage-AK .

  1. Honolulu-HI lost - 49.13% from 1980 to 1981
  2. Casper-WY lost - 27.70% from 1986 thru 1987
  3. Grand-Junction-CO lost - 26.25% from 1984 thru 1985
  4. Lafayette-LA lost - 25.36% from 1986 thru 1987
  5. Anchorage-AK lost - 24.89% from 1986 thru 1987

Zip Code in MSA: 41091 - UNION, KY

MSA Pop: 2047333
Zip Pop: 11208
Avg Value: 176500
County: BOONE
Elev: 846
Region: South
Lat: 38.9277
Long: -84.71754