Appreciation for MSAs:.

The state appreciation level can be a good benchmark for comparing an individual MSAs perfomance.

If we analyze Cincinnati Middletown, Ohio, Kentucky, Indiana MSA appreciation it was + 15.98% (+ 3.99% yearly) from 1994 to 1997.

During the same time period, OH had + 18.73% (+ 4.68% yearly). From 1994 to 1997, Ohio outperformed the individual Cincinnati Middletown, Ohio, Kentucky, Indiana MSA. Do your research to try and determine why this MSA did not perform as well as the rest of the state.

Cincinnati-Middletown-OH-KY-IN

YearQuarterPrice IndexQuarter Increase or DecreaseAnnualized
1994 2 98.48 + 1.65% + 6.61%
1994 3 98.71 + 0.23% + 0.93%
1994 4 99.55 + 0.85% + 3.40%
1995 1 100 + 0.45% + 1.81%
1995 2 101.55 + 1.55% + 6.20%
1995 3 102.89 + 1.32% + 5.28%
1995 4 103.76 + 0.85% + 3.38%
1996 1 105.29 + 1.47% + 5.90%
1996 2 105.84 + 0.52% + 2.09%
1996 3 106.4 + 0.53% + 2.12%
1996 4 107.66 + 1.18% + 4.74%
1997 1 108.56 + 0.84% + 3.34%
1997 2 109.86 + 1.20% + 4.79%
1997 3 111.29 + 1.30% + 5.21%
1997 4 112.36 + 0.96% + 3.85%


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If you were going to do a Verona, Ohio Refinance, or Verona, Ohio Reverse Mortgages, you could estimate your home value.

If you knew your Verona, Ohio home was worth $91,000.00 in 1994, you could multiply by + 15.98%, add the gain and see the home should be worth $105,540.46 in 1997. Home value is an important part of every mortgage transaction.


Average YEARLY Real Estate Appreciation for Cincinnati-Middletown-OH-KY-IN from 1994 to 1997:
+ 3.99%

Appreciation Comparisons

The top 5 performing MSAs from 1994 to 1997 were Ogden-Clearfield-UT, Salt-Lake-City-UT, Provo-Orem-UT, Logan-UT-ID, and Portland-Vancouver-Beaverton-OR-WA .

  1. Ogden-Clearfield-UT increased + 41.78% from 1994 to the end of 1997
  2. Salt-Lake-City-UT increased + 41.49% from 1994 to the end of 1997
  3. Provo-Orem-UT increased + 38.70% from 1994 to the end of 1997
  4. Logan-UT-ID increased + 35.30% from 1994 to the end of 1997
  5. Portland-Vancouver-Beaverton-OR-WA increased + 34.77% from 1994 to the end of 1997

For a 4 year period, the top 5 performing MSAs of all time are Bakersfield-CA, Fresno-CA, Madera-CA, Riverside-San-Bernardino-Ontario-CA, and Bakersfield-CA .

  1. Bakersfield-CA increased +116.36% from 2002 thru 2005
  2. Fresno-CA increased +116.09% from 2002 thru 2005
  3. Madera-CA increased +114.32% from 2002 thru 2005
  4. Riverside-San-Bernardino-Ontario-CA increased +112.60% from 2002 thru 2005
  5. Bakersfield-CA increased +110.89% from 2003 thru 2006

Zip Code in MSA: 41092 - VERONA, KY

MSA Pop: 2047333
Zip Pop: 2212
Avg Value: 101500
County: BOONE
Elev: 846
Region: South
Lat: 38.825302
Long: -84.680403