Appreciation for MSAs:.

The first way to get a handle on an areas appreciation for a period is to compare it to the rest of the state.

In this case Bay City, Michigan MSA appreciated + 36.10% (+ 4.51% yearly) for the period between 1999 and the end of 2006.

The state had + 37.42% total appreciation (+ 4.68% yearly). The state average for Michigan was higher than the real estate appreciation in the Bay City, Michigan MSA. This shows that something happened in this area to cause it to underperform. If you can identify the cause during these years, you can learn to avoid it. The state appreaciated + 3.67% faster than this MSA.

Bay-City-MI

Detailed Quarterly Appreciation is Available on Periods Less than 4 Years Only
Please Select One
2003-2006 Quarterly Detailed Appreciation
2000-2003 Quarterly Detailed Appreciation


Buying short sale properties is a real buzz right now in real estate. Short sales are created when a property is on the brink of foreclosure and the bank is willing to take a reduced payoff in order to avoid having to foreclose. If you are considering a short sale property chances are you will have to do some rehab and repair to the property. Its very important to analyze all of the historical appreciation data for the area if you are considering buying a property for investment. You can check our historical appreication data for Bay-City-MI here. If you do decide to move forward with rehabbing a property and need information on a Rehab Loan in Michigan, you can do some research at Spec-Loan.com.

If you were going to do a Bay City, Michigan Refinance, or Bay City, Michigan Reverse Mortgages, you could estimate your home value.

If you knew your Bay City, Michigan home was worth $105,000.00 in 1999, you could multiply by + 36.10%, add the gain and see the home should be worth $142,900.38 in 2006. Home value is an important part of every mortgage transaction.


Average YEARLY Real Estate Appreciation for Bay-City-MI from 1999 to 2006:
+ 4.51%

Appreciation Comparisons

The top 5 performing MSAs from 1999 to 2006 were Naples-Marco-Island-FL, Salinas-CA, Merced-CA, Riverside-San-Bernardino-Ontario-CA, and Fort-Lauderdale-Pompano-Beach-Deerfield-Beach-FL--(M .

  1. Naples-Marco-Island-FL increased +209.59% from 1999 to the end of 2006
  2. Salinas-CA increased +204.52% from 1999 to the end of 2006
  3. Merced-CA increased +196.27% from 1999 to the end of 2006
  4. Riverside-San-Bernardino-Ontario-CA increased +194.43% from 1999 to the end of 2006
  5. Fort-Lauderdale-Pompano-Beach-Deerfield-Beach-FL--(M increased +190.86% from 1999 to the end of 2006

In contrast, the worst 5 MSAs from 1999 to 2006 were Kokomo-IN, Lafayette-IN, Anderson-IN, Muncie-IN, and Sioux-City-IA-NE-SD .

  1. Kokomo-IN only increased + 14.46% between 1999 and 2006
  2. Lafayette-IN only increased + 14.84% between 1999 and 2006
  3. Anderson-IN only increased + 19.94% between 1999 and 2006
  4. Muncie-IN only increased + 20.82% between 1999 and 2006
  5. Sioux-City-IA-NE-SD only increased + 21.59% between 1999 and 2006

Zip Code in MSA: 48706 - BAY CITY, MI

MSA Pop: 109452
Zip Pop: 40647
Avg Value: 86100
County: BAY
Elev: 594
Region: Midwest
Lat: 43.609575
Long: -83.921063