Appreciation for MSAs:.

Before we disect the appreciation within the MSA for this period, lets consider how Bay City, Michigan did compared to the state as a whole.

The Bay City, Michigan MSA property value change was + 54.49% (+ 5.45% yearly).

All of the property in MI averaged + 55.76% change in value (+ 5.58% yearly).

Bay-City-MI

Detailed Quarterly Appreciation is Available on Periods Less than 4 Years Only
Please Select One
2003-2006 Quarterly Detailed Appreciation
2000-2003 Quarterly Detailed Appreciation
1997-2000 Quarterly Detailed Appreciation


If you feel like property in this area is good for investment, you may want to consider looking at some fixer up properties to rehab. Rehabbing proeprty can help maximize your profits since you can usually buy a house that needs work at a reduced price. If you want information on a Hard Money Rehab Loan in Bay City, Michigan click on Spec-Loan.com. The right financing can make all the difference when rehabbing property. Not all lenders will allow you to purchase a home that needs work. Make sure you look at all of the appreciation data we have for Bay City, Michigan.

If you were going to do a Bay City, Michigan Refinance, or Bay City, Michigan Reverse Mortgages, you could estimate your home value.

If you knew your Bay City, Michigan home was worth $103,000.00 in 1997, you could multiply by + 54.49%, add the gain and see the home should be worth $159,122.46 in 2006. Home value is an important part of every mortgage transaction.


Average YEARLY Real Estate Appreciation for Bay-City-MI from 1997 to 2006:
+ 5.45%

Appreciation Comparisons

The worst 5 MSAs from 1997 to 2006 were Lafayette-IN, Kokomo-IN, Columbus-IN, Springfield-IL, and Anderson-IN .

  1. Lafayette-IN only increased + 22.65% between 1997 and 2006
  2. Kokomo-IN only increased + 24.43% between 1997 and 2006
  3. Columbus-IN only increased + 28.09% between 1997 and 2006
  4. Springfield-IL only increased + 28.91% between 1997 and 2006
  5. Anderson-IN only increased + 29.98% between 1997 and 2006

For a 10 year period, the top 5 performing MSAs of all time are Bridgeport-Stamford-Norwalk-CT, New-Haven-Milford-CT, Salinas-CA, Salinas-CA, and Riverside-San-Bernardino-Ontario-CA .

  1. Bridgeport-Stamford-Norwalk-CT increased +262.04% from 1977 thru 1986
  2. New-Haven-Milford-CT increased +251.93% from 1978 thru 1987
  3. Salinas-CA increased +251.06% from 1996 thru 2005
  4. Salinas-CA increased +247.53% from 1997 thru 2006
  5. Riverside-San-Bernardino-Ontario-CA increased +237.10% from 1997 thru 2006

The worst perfoming MSAs ever for a 10 year period, were Midland-TX, Midland-TX, Lafayette-LA, Midland-TX, and Lafayette-LA .

  1. Midland-TX lost - 34.73% from 1982 to 1991
  2. Midland-TX lost - 31.11% from 1983 thru 1992
  3. Lafayette-LA lost - 22.75% from 1982 thru 1991
  4. Midland-TX lost - 22.05% from 1984 thru 1993
  5. Lafayette-LA lost - 21.25% from 1983 thru 1992

Zip Code in MSA: 48708 - BAY CITY, MI

MSA Pop: 109452
Zip Pop: 28961
Avg Value: 70800
County: BAY
Elev: 594
Region: Midwest
Lat: 43.581663
Long: -83.86835