Appreciation for MSAs:.

Before we disect the appreciation within the MSA for this period, lets consider how Bay City, Michigan did compared to the state as a whole.

The Bay City, Michigan MSA property value change was + 11.82% (+ 5.91% yearly).

All of the property in MI averaged + 11.53% change in value (+ 5.77% yearly).

Bay-City-MI

YearQuarterPrice IndexQuarter Increase or DecreaseAnnualized
1997 2 120.24 + 1.62% + 6.49%
1997 3 123.76 + 2.93% + 11.71%
1997 4 125.65 + 1.53% + 6.11%
1998 1 124.82 - 0.66% - 2.64%
1998 2 130.16 + 4.28% + 17.11%
1998 3 131.2 + 0.80% + 3.20%
1998 4 132.31 + 0.85% + 3.38%


There are a lot of ways to use the appreciation data for Bay City, Michigan .

Lets look at Auburn, Michigan, a city located in Bay City, Michigan MSA.

Appreciation is an important factor in flipping properties. If appreciation rates are good this area may be prime for fixing up and flipping houses. If you need information on Hard Money Rehab Loans in Auburn, Michigan check out Spec-Loan.com

If you were going to do a Auburn, Michigan Refinance, or Auburn, Michigan Reverse Mortgages, you could estimate your home value.

If you knew your Auburn, Michigan home was worth $95,000.00 in 1997, you could multiply by + 11.82%, add the gain and see the home should be worth $106,232.67 in 1998. Home value is an important part of every mortgage transaction.


Average YEARLY Real Estate Appreciation for Bay-City-MI from 1997 to 1998:
+ 5.91%

Appreciation Comparisons

The top 5 performing MSAs from 1997 to 1998 were San-Jose-Sunnyvale-Santa-Clara-CA, Santa-Cruz-Watsonville-CA, San-Diego-Carlsbad-San-Marcos-CA, Gadsden-AL, and Waterloo-Cedar-Falls-IA .

  1. San-Jose-Sunnyvale-Santa-Clara-CA increased + 24.79% from 1997 to the end of 1998
  2. Santa-Cruz-Watsonville-CA increased + 20.64% from 1997 to the end of 1998
  3. San-Diego-Carlsbad-San-Marcos-CA increased + 16.27% from 1997 to the end of 1998
  4. Gadsden-AL increased + 14.96% from 1997 to the end of 1998
  5. Waterloo-Cedar-Falls-IA increased + 13.76% from 1997 to the end of 1998

Zip Code in MSA: 48611 - AUBURN, MI

MSA Pop: 109452
Zip Pop: 5884
Avg Value: 98300
County: BAY
Elev: 594
Region: Midwest
Lat: 43.618219
Long: -84.088957