Appreciation for MSAs:.

Before we disect the appreciation within the MSA for this period, lets consider how Bay City, Michigan did compared to the state as a whole.

The Bay City, Michigan MSA property value change was + 78.15% (+ 7.10% yearly).

All of the property in MI averaged + 82.95% change in value (+ 7.54% yearly).

Bay-City-MI

Detailed Quarterly Appreciation is Available on Periods Less than 4 Years Only
Please Select One
2002-2005 Quarterly Detailed Appreciation
1999-2002 Quarterly Detailed Appreciation
1996-1999 Quarterly Detailed Appreciation


There are a lot of ways to use the appreciation data for Bay City, Michigan .

Lets look at University Center, Michigan, a city located in Bay City, Michigan MSA.

Appreciation is an important factor in flipping properties. If appreciation rates are good this area may be prime for fixing up and flipping houses. If you need information on Hard Money Rehab Loans in University Center, Michigan check out Spec-Loan.com

If you were going to do a University Center, Michigan Refinance, or University Center, Michigan Reverse Mortgages, you could estimate your home value.

If you knew your University Center, Michigan home was worth $100,000.00 in 1995, you could multiply by + 78.15%, add the gain and see the home should be worth $178,150.00 in 2005. Home value is an important part of every mortgage transaction.


Average YEARLY Real Estate Appreciation for Bay-City-MI from 1995 to 2005:
+ 7.10%

Appreciation Comparisons

In contrast, the worst 5 MSAs from 1995 to 2005 were Springfield-IL, Lafayette-IN, Fayetteville-NC, Columbus-IN, and Florence-Muscle-Shoals-AL .

  1. Springfield-IL only increased + 29.78% between 1995 and 2005
  2. Lafayette-IN only increased + 32.24% between 1995 and 2005
  3. Fayetteville-NC only increased + 34.66% between 1995 and 2005
  4. Columbus-IN only increased + 34.69% between 1995 and 2005
  5. Florence-Muscle-Shoals-AL only increased + 35.09% between 1995 and 2005

The worst perfoming MSAs ever for a 11 year period, were Midland-TX, Midland-TX, Midland-TX, Odessa-TX, and Lafayette-LA .

  1. Midland-TX lost - 33.11% from 1982 to 1992
  2. Midland-TX lost - 27.85% from 1983 thru 1993
  3. Midland-TX lost - 21.51% from 1984 thru 1994
  4. Odessa-TX lost - 21.17% from 1984 thru 1994
  5. Lafayette-LA lost - 18.88% from 1982 thru 1992

Zip Code in MSA: 48710 - UNIVERSITY CENTER, MI

MSA Pop: 109452
Zip Pop: 0
Avg Value: 0
County: BAY
Elev: 594
Region: Midwest
Lat: 43.562379
Long: -83.989067