Appreciation for MSAs:.

Before we disect the appreciation within the MSA for this period, lets consider how Bay City, Michigan did compared to the state as a whole.

The Bay City, Michigan MSA property value change was + 78.02% (+ 7.80% yearly).

All of the property in MI averaged + 76.79% change in value (+ 7.68% yearly).

Bay-City-MI

Detailed Quarterly Appreciation is Available on Periods Less than 4 Years Only
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2001-2004 Quarterly Detailed Appreciation
1998-2001 Quarterly Detailed Appreciation
1995-1998 Quarterly Detailed Appreciation


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If you were going to do a Bay City, Michigan Refinance, or Bay City, Michigan Reverse Mortgages, you could estimate your home value.

If you knew your Bay City, Michigan home was worth $99,000.00 in 1995, you could multiply by + 78.02%, add the gain and see the home should be worth $176,239.80 in 2004. Home value is an important part of every mortgage transaction.


Average YEARLY Real Estate Appreciation for Bay-City-MI from 1995 to 2004:
+ 7.80%

Appreciation Comparisons

The top 5 performing MSAs from 1995 to 2004 were San-Diego-Carlsbad-San-Marcos-CA, Salinas-CA, Barnstable-Town-MA, San-Luis-Obispo-Paso-Robles-CA, and Oxnard-Thousand-Oaks-Ventura-CA .

  1. San-Diego-Carlsbad-San-Marcos-CA increased +189.90% from 1995 to the end of 2004
  2. Salinas-CA increased +186.52% from 1995 to the end of 2004
  3. Barnstable-Town-MA increased +184.65% from 1995 to the end of 2004
  4. San-Luis-Obispo-Paso-Robles-CA increased +172.94% from 1995 to the end of 2004
  5. Oxnard-Thousand-Oaks-Ventura-CA increased +168.06% from 1995 to the end of 2004

In contrast, the worst 5 MSAs from 1995 to 2004 were Springfield-IL, El-Paso-TX, Fayetteville-NC, Columbus-IN, and Florence-Muscle-Shoals-AL .

  1. Springfield-IL only increased + 26.16% between 1995 and 2004
  2. El-Paso-TX only increased + 27.37% between 1995 and 2004
  3. Fayetteville-NC only increased + 27.65% between 1995 and 2004
  4. Columbus-IN only increased + 28.72% between 1995 and 2004
  5. Florence-Muscle-Shoals-AL only increased + 29.33% between 1995 and 2004

Zip Code in MSA: 48708 - BAY CITY, MI

MSA Pop: 109452
Zip Pop: 28961
Avg Value: 70800
County: BAY
Elev: 594
Region: Midwest
Lat: 43.581663
Long: -83.86835