Appreciation for MSAs:.

Comparing the real estate investment appreciation rates between a MSAs and their state can give you a lot of insight.

The Baltimore Towson, Maryland MSA appreciated + 59.68% (+ 19.89% yearly) between 2003 and the end of 2005.

The state of MD had + 61.86% total appreciation (+ 20.62% yearly). The state average for Maryland was higher than the real estate appreciation in the Baltimore Towson, Maryland MSA. This means the conditions in the MSA for real estate investment were worse than the state as a whole. The state appreaciated + 3.65% faster than this MSA.

Baltimore-Towson-MD

YearQuarterPrice IndexQuarter Increase or DecreaseAnnualized
2003 2 149.69 + 2.07% + 8.29%
2003 3 154.02 + 2.89% + 11.57%
2003 4 163.01 + 5.84% + 23.35%
2004 1 167.37 + 2.67% + 10.70%
2004 2 174.65 + 4.35% + 17.40%
2004 3 187.06 + 7.11% + 28.42%
2004 4 193.84 + 3.62% + 14.50%
2005 1 202.54 + 4.49% + 17.95%
2005 2 213.74 + 5.53% + 22.12%
2005 3 224.9 + 5.22% + 20.89%
2005 4 234.17 + 4.12% + 16.49%


Lets look at Annapolis Junction, Maryland, a city located in Baltimore Towson, Maryland MSA.

Appreciation is an important to real estate investors who rehab and flip properties. If you feel appreciation rates are good in this area there may be a good opportunity to flip houses. To learn more about Hard Money Real Estate Loans check out Spec-Loan.com

If you were going to do a Annapolis Junction, Maryland Refinance, or Annapolis Junction, Maryland Reverse Mortgages, you could estimate your home value.

If you knew your Annapolis Junction, Maryland home was worth $108,000.00 in 2003, you could multiply by + 59.68%, add the gain and see the home should be worth $172,453.87 in 2005. Home value is an important part of every mortgage transaction.


Average YEARLY Real Estate Appreciation for Baltimore-Towson-MD from 2003 to 2005:
+ 19.89%

Appreciation Comparisons

Here are a some MSAs that didn't do so well, this can give you an idea of a worst case scenario:.

  1. Fairbanks-AK lost - 29.16% from 1987 thru 1989
  2. Lafayette-LA lost - 28.50% from 1986 thru 1988

Zip Code in MSA: 20701 - ANNAPOLIS JUNCTION, MD

MSA Pop: 2616229
Zip Pop: 40
Avg Value: 187500
County: HOWARD
Elev: 233
Region: South
Lat: 39.12037
Long: -76.79082