Appreciation for MSAs:.

Before we disect the appreciation within the MSA for this period, lets consider how Baltimore Towson, Maryland did compared to the state as a whole.

The Baltimore Towson, Maryland MSA property value change was + 4.25% (+ 2.13% yearly).

All of the property in MD averaged + 3.69% change in value (+ 1.85% yearly).

Baltimore-Towson-MD

YearQuarterPrice IndexQuarter Increase or DecreaseAnnualized
1995 2 101.35 + 1.35% + 5.40%
1995 3 102.41 + 1.05% + 4.18%
1995 4 103.46 + 1.03% + 4.10%
1996 1 104.88 + 1.37% + 5.49%
1996 2 103.85 - 0.98% - 3.93%
1996 3 102.95 - 0.87% - 3.47%
1996 4 104.25 + 1.26% + 5.05%


Now is a great time to buy and fix up real estate in many areas. Foreclosures are on the rise so there are deals to be had. If you are considering purchasing and rehabbing a property, appreciation rates are important to consider. If you feel like this is a good area to purchase foreclosure property for rehab, check out Hard Money Rehab Loan Information at Spec-Loan.com. Its important to do your homework before taking on any type of real estate purchase.

If you were going to do a Annapolis Junction, Maryland Refinance, or Annapolis Junction, Maryland Reverse Mortgages, you could estimate your home value.

If you knew your Annapolis Junction, Maryland home was worth $91,000.00 in 1995, you could multiply by + 4.25%, add the gain and see the home should be worth $94,867.50 in 1996. Home value is an important part of every mortgage transaction.


Average YEARLY Real Estate Appreciation for Baltimore-Towson-MD from 1995 to 1996:
+ 2.13%

Appreciation Comparisons

In contrast, the worst 5 MSAs from 1995 to 1996 were Honolulu-HI, Cumberland-MD-WV, Utica-Rome-NY, Binghamton-NY, and Madera-CA .

  1. Honolulu-HI decreased by - 7.92% between 1995 and 1996
  2. Cumberland-MD-WV decreased by - 4.44% between 1995 and 1996
  3. Utica-Rome-NY decreased by - 4.03% between 1995 and 1996
  4. Binghamton-NY decreased by - 3.46% between 1995 and 1996
  5. Madera-CA decreased by - 3.21% between 1995 and 1996

The worst perfoming MSAs ever for a 2 year period, were Honolulu-HI, Casper-WY, Grand-Junction-CO, Lafayette-LA, and Anchorage-AK .

  1. Honolulu-HI lost - 49.13% from 1980 to 1981
  2. Casper-WY lost - 27.70% from 1986 thru 1987
  3. Grand-Junction-CO lost - 26.25% from 1984 thru 1985
  4. Lafayette-LA lost - 25.36% from 1986 thru 1987
  5. Anchorage-AK lost - 24.89% from 1986 thru 1987

Zip Code in MSA: 20701 - ANNAPOLIS JUNCTION, MD

MSA Pop: 2616229
Zip Pop: 40
Avg Value: 187500
County: HOWARD
Elev: 233
Region: South
Lat: 39.12037
Long: -76.79082