Appreciation for MSAs:.

The first way to get a handle on an areas appreciation for a period is to compare it to the rest of the state.

In this case Anniston Oxford, Alabama MSA appreciated + 14.90% (+ 3.73% yearly) for the period between 2001 and the end of 2004.

The state had + 15.06% total appreciation (+ 3.77% yearly). The state average for Alabama was higher than the real estate appreciation in the Anniston Oxford, Alabama MSA. This shows that something happened in this area to cause it to underperform. If you can identify the cause during these years, you can learn to avoid it. The state appreaciated + 1.06% faster than this MSA.

Anniston-Oxford-AL

YearQuarterPrice IndexQuarter Increase or DecreaseAnnualized
2001 2 127.05 - 0.87% - 3.46%
2001 3 126.64 - 0.32% - 1.29%
2001 4 131.46 + 3.81% + 15.22%
2002 1 133.26 + 1.37% + 5.48%
2002 2 131.85 - 1.06% - 4.23%
2002 3 134.02 + 1.65% + 6.58%
2002 4 137.13 + 2.32% + 9.28%
2003 1 137.15 + 0.01% + 0.06%
2003 2 140.42 + 2.38% + 9.54%
2003 3 140.32 - 0.07% - 0.28%
2003 4 141.89 + 1.12% + 4.48%
2004 1 141.7 - 0.13% - 0.54%
2004 2 141.73 + 0.02% + 0.08%
2004 3 145.87 + 2.92% + 11.68%
2004 4 147.26 + 0.95% + 3.81%


Now is a great time to buy and fix up real estate in many areas. Foreclosures are on the rise so there are deals to be had. If you are considering purchasing and rehabbing a property, appreciation rates are important to consider. If you feel like this is a good area to purchase foreclosure property for rehab, check out Hard Money Rehab Loan Information at Spec-Loan.com. Its important to do your homework before taking on any type of real estate purchase.

If you were going to do a Oxford, Alabama Refinance, or Oxford, Alabama Reverse Mortgages, you could estimate your home value.

If you knew your Oxford, Alabama home was worth $105,000.00 in 2001, you could multiply by + 14.90%, add the gain and see the home should be worth $120,648.41 in 2004. Home value is an important part of every mortgage transaction.


Average YEARLY Real Estate Appreciation for Anniston-Oxford-AL from 2001 to 2004:
+ 3.73%

Appreciation Comparisons

The worst 5 MSAs from 2001 to 2004 were Ogden-Clearfield-UT, Jackson-TN, Austin-Round-Rock-TX, Provo-Orem-UT, and Columbus-IN .

  1. Ogden-Clearfield-UT only increased + 5.61% between 2001 and 2004
  2. Jackson-TN only increased + 5.91% between 2001 and 2004
  3. Austin-Round-Rock-TX only increased + 5.99% between 2001 and 2004
  4. Provo-Orem-UT only increased + 6.69% between 2001 and 2004
  5. Columbus-IN only increased + 7.56% between 2001 and 2004

For a 4 year period, the top 5 performing MSAs of all time are Bakersfield-CA, Fresno-CA, Madera-CA, Riverside-San-Bernardino-Ontario-CA, and Bakersfield-CA .

  1. Bakersfield-CA increased +116.36% from 2002 thru 2005
  2. Fresno-CA increased +116.09% from 2002 thru 2005
  3. Madera-CA increased +114.32% from 2002 thru 2005
  4. Riverside-San-Bernardino-Ontario-CA increased +112.60% from 2002 thru 2005
  5. Bakersfield-CA increased +110.89% from 2003 thru 2006

The worst perfoming MSAs ever for a 4 year period, were Lafayette-LA, Grand-Junction-CO, Lafayette-LA, Casper-WY, and Casper-WY .

  1. Lafayette-LA lost - 34.71% from 1985 to 1988
  2. Grand-Junction-CO lost - 34.70% from 1982 thru 1985
  3. Lafayette-LA lost - 34.44% from 1984 thru 1987
  4. Casper-WY lost - 34.10% from 1983 thru 1986
  5. Casper-WY lost - 32.07% from 1984 thru 1987

Zip Code in MSA: 36203 - OXFORD, AL

MSA Pop: 112012
Zip Pop: 16486
Avg Value: 76000
County: CALHOUN
Elev: 730
Region: South
Lat: 33.60906
Long: -85.83702