Appreciation for MSAs:.

Let's start by comparing Albany Schenectady Troy, New York to the rest of the state. This will give us an idea if the appreciation here was isolated or happened across the state.

We have appreciattion of + 81.11% (+ 5.41% yearly) for the Albany Schenectady Troy, New York MSA.

The entire state of NY had +128.58% appreciation (+ 8.57% yearly). The state average for New York was higher than the real estate appreciation in the Albany Schenectady Troy, New York MSA. This means the conditions in the MSA for real estate investment were worse by + 58.52%.

Albany-Schenectady-Troy-NY

Detailed Quarterly Appreciation is Available on Periods Less than 4 Years Only
Please Select One
2003-2006 Quarterly Detailed Appreciation
2000-2003 Quarterly Detailed Appreciation
1997-2000 Quarterly Detailed Appreciation
1994-1997 Quarterly Detailed Appreciation


Buying short sale properties is a real buzz right now in real estate. Short sales are created when a property is on the brink of foreclosure and the bank is willing to take a reduced payoff in order to avoid having to foreclose. If you are considering a short sale property chances are you will have to do some rehab and repair to the property. Its very important to analyze all of the historical appreciation data for the area if you are considering buying a property for investment. You can check our historical appreication data for Albany-Schenectady-Troy-NY here. If you do decide to move forward with rehabbing a property and need information on a Rehab Loan in New York, you can do some research at Spec-Loan.com.

If you were going to do a Ballston Lake, New York Refinance, or Ballston Lake, New York Reverse Mortgages, you could estimate your home value.

If you knew your Ballston Lake, New York home was worth $98,000.00 in 1992, you could multiply by + 81.11%, add the gain and see the home should be worth $177,490.10 in 2006. Home value is an important part of every mortgage transaction.


Average YEARLY Real Estate Appreciation for Albany-Schenectady-Troy-NY from 1992 to 2006:
+ 5.41%

Appreciation Comparisons

In contrast, the worst 5 MSAs from 1992 to 2006 were Rochester-NY, Buffalo-Niagara-Falls-NY, Syracuse-NY, Binghamton-NY, and Utica-Rome-NY .

  1. Rochester-NY only increased + 34.60% between 1992 and 2006
  2. Buffalo-Niagara-Falls-NY only increased + 44.57% between 1992 and 2006
  3. Syracuse-NY only increased + 46.93% between 1992 and 2006
  4. Binghamton-NY only increased + 48.14% between 1992 and 2006
  5. Utica-Rome-NY only increased + 48.75% between 1992 and 2006

The worst perfoming MSAs ever for a 15 year period, were Midland-TX, Midland-TX, Midland-TX, Odessa-TX, and Midland-TX .

  1. Midland-TX lost - 26.77% from 1982 to 1996
  2. Midland-TX lost - 20.17% from 1983 thru 1997
  3. Midland-TX lost - 11.70% from 1984 thru 1998
  4. Odessa-TX lost - 9.94% from 1984 thru 1998
  5. Midland-TX lost - 5.77% from 1986 thru 2000

Zip Code in MSA: 12019 - BALLSTON LAKE, NY

MSA Pop: 840644
Zip Pop: 13320
Avg Value: 140700
County: SARATOGA
Elev: 288
Region: Northeast
Lat: 42.92172
Long: -73.8906