Appreciation for MSAs:.

Before we disect the appreciation within the MSA for this period, lets consider how Abilene, Texas did compared to the state as a whole.

The Abilene, Texas MSA property value change was + 7.26% (+ 2.42% yearly).

All of the property in TX averaged + 8.75% change in value (+ 2.92% yearly).

Abilene-TX

YearQuarterPrice IndexQuarter Increase or DecreaseAnnualized
1995 2 102.31 + 2.31% + 9.24%
1995 3 99.64 - 2.61% - 10.44%
1995 4 100.76 + 1.12% + 4.50%
1996 1 104.2 + 3.41% + 13.66%
1996 2 104.95 + 0.72% + 2.88%
1996 3 103.53 - 1.35% - 5.41%
1996 4 104.57 + 1.00% + 4.02%
1997 1 105.45 + 0.84% + 3.37%
1997 2 105.52 + 0.07% + 0.27%
1997 3 106.22 + 0.66% + 2.65%
1997 4 107.26 + 0.98% + 3.92%


Now is a great time to buy and fix up real estate in many areas. Foreclosures are on the rise so there are deals to be had. If you are considering purchasing and rehabbing a property, appreciation rates are important to consider. If you feel like this is a good area to purchase foreclosure property for rehab, check out Hard Money Rehab Loan Information at Spec-Loan.com. Its important to do your homework before taking on any type of real estate purchase.

If you were going to do a Putnam, Texas Refinance, or Putnam, Texas Reverse Mortgages, you could estimate your home value.

If you knew your Putnam, Texas home was worth $92,000.00 in 1995, you could multiply by + 7.26%, add the gain and see the home should be worth $98,679.20 in 1997. Home value is an important part of every mortgage transaction.


Average YEARLY Real Estate Appreciation for Abilene-TX from 1995 to 1997:
+ 2.42%

Appreciation Comparisons

The worst 5 MSAs from 1995 to 1997 were Honolulu-HI, Utica-Rome-NY, Odessa-TX, Laredo-TX, and Madera-CA .

  1. Honolulu-HI decreased by - 12.82% between 1995 and 1997
  2. Utica-Rome-NY decreased by - 6.03% between 1995 and 1997
  3. Odessa-TX decreased by - 0.73% between 1995 and 1997
  4. Laredo-TX decreased by - 0.27% between 1995 and 1997
  5. Madera-CA decreased by - 0.18% between 1995 and 1997

For a 3 year period, the top 5 performing MSAs of all time are Bakersfield-CA, Visalia-Porterville-CA, Fort-Walton-Beach-Crestview-Destin-FL, Madera-CA, and Palm-Bay-Melbourne-Titusville-FL .

  1. Bakersfield-CA increased + 93.72% from 2003 thru 2005
  2. Visalia-Porterville-CA increased + 88.65% from 2003 thru 2005
  3. Fort-Walton-Beach-Crestview-Destin-FL increased + 87.85% from 2003 thru 2005
  4. Madera-CA increased + 85.39% from 2003 thru 2005
  5. Palm-Bay-Melbourne-Titusville-FL increased + 85.00% from 2003 thru 2005

The worst perfoming MSAs ever for a 3 year period, were Grand-Junction-CO, Lafayette-LA, Honolulu-HI, Fairbanks-AK, and Lafayette-LA .

  1. Grand-Junction-CO lost - 34.69% from 1983 to 1985
  2. Lafayette-LA lost - 31.84% from 1985 thru 1987
  3. Honolulu-HI lost - 30.81% from 1979 thru 1981
  4. Fairbanks-AK lost - 29.16% from 1987 thru 1989
  5. Lafayette-LA lost - 28.50% from 1986 thru 1988

Zip Code in MSA: 76469 - PUTNAM, TX

MSA Pop: 158488
Zip Pop: 33
Avg Value: 65000
County: CALLAHAN
Elev: 1725
Region: South
Lat: 32.373446
Long: -99.197949